An increasing amount of people are saddled with debt with hardly a clue as to how to escape the vicious circle of accumulating more debt because they can't afford to keep up ther repayments. It's immensely frustrating and hugely disheartening for any person who's just trying to take control of their finances but aren't quite sure how to achieve that.

Fortunately there are ways to be educated in how to secure financial freedom. One such way is through the app: Life or Debt. It's an app that's mostly a series of video clips from Stacy W. Johnson, creator of the personal financial news series Money Talks. These clips educate users in under 2 hours just how to sort their financial life out through setting goals, developing spending plans, staying organized and cleaning up their credit history.

Users will be educated in how to keep track of how much they really earn and how much they owe, then work out a specific route for their needs. Much like a diet, Life or Debt won't be a quick solution but it will ensure that users of the app truly understand how to never be in debt again.

Priced at $4.99 for a limited time only, it seems like a small price to pay for solving money woes.

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