Version Reviewed: 2.0
Device Reviewed On: iPhone 5
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It might not be the most inexpensive of budgeting apps, but Saved gets the right balance between offering the features you need without overcomplicating things. It’s certainly a convenient way of helping you keep track of what you’re spending money on.
The thinking behind it is that you want to be able to do everything quickly. No one wants to spend time having to enter lots of figures as that’s the kind of thing that puts you off doing so particularly often. Instead, with Saved you can just enter a monthly budget (either differing each month or a set amount all year) and add things as you go along.
There’s a simple tagging option for you to track things according to category, but at its simplest you can still enter figures and get a clear overview of what’s going on. You can even do so via a widget, meaning you don’t even have to worry about unlocking your phone in order to enter the data. A graph highlights where your spending has been most prolific throughout the month, highlighting potential days where you might have gone a little too crazy.
Pie charts are also available, tying neatly into the tags as it sums up where your money is going. It’s surprising how small expenses can add up and Saved soon points out where you might be overspending.
The main benefit, though, is speed. Saved takes seconds to use at any point, meaning you’re much more likely to do exactly that, rather than forget about it. You can easily spend your day adding small amounts as you go along, whether it’s your morning coffee or a maintenance bill, before looking back at things and analyzing just what’s going on, courtesy of the app’s chart features.
$4.99 might initially seem a little pricey for what it offers, but such speed and simplicity soon endears you to Saved. Hopefully, understanding your finances will keep them more stable, too.