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App Description

Since 1985, the MEL system has become one of the most successful shared services programs in the state's history - saving New Jersey taxpayers over $1.1 billion to date. The MEL is a governmental entity that provides excess insurance and services to 19 local Joint Insurance Funds (JIFs) representing over 72% of local governments in New Jersey including 375 municipalities, 72 utility authorities, 89 housing authorities and 39 Fire/First Aid Districts. With an annual budget of $210 million and a statutory surplus of over $175 million, New Jersey's MEL system is the largest municipal property/casualty risk pool in the country.

This mobile app facilitates communication, education, and response.

iPhone Screenshots

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NJ MEL App screenshot 1 NJ MEL App screenshot 2 NJ MEL App screenshot 3 NJ MEL App screenshot 4

App Changes

  • October 26, 2017 Initial release
  • June 15, 2019 New version 1.1

Other Apps From Municipal Excess

NJ MEL